/*
Theme Name: Amazing Day Pay
Description: A custom WordPress theme for Amazing Day Pay website
Version: 1.0
Author: Your Name
*/

/* Reset and Base Styles */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
    line-height: 1.6;
    color: #333;
    background: #f8f9fa;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

/* Simple Header */
.simple-header {
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    padding: 15px 0;
    box-shadow: 0 2px 10px rgba(0,0,0,0.1);
}

.header-content {
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.logo-link {
    display: flex;
    align-items: center;
    gap: 10px;
    text-decoration: none;
    color: white;
}

.logo-icon {
    font-size: 2rem;
}

.logo-text {
    font-size: 1.8rem;
    font-weight: bold;
}

.main-nav ul {
    list-style: none;
    display: flex;
    gap: 30px;
    margin: 0;
    padding: 0;
}

.main-nav a {
    color: white;
    text-decoration: none;
    font-weight: 500;
    padding: 10px;
    border-radius: 5px;
    transition: all 0.3s ease;
}

.main-nav a:hover {
    background: rgba(255,255,255,0.2);
}

.cta-button {
    background: linear-gradient(45deg, #ff6b6b, #ee5a24);
    color: white;
    padding: 12px 25px;
    border-radius: 25px;
    text-decoration: none;
    font-weight: bold;
    text-align: center;
    transition: all 0.3s ease;
    box-shadow: 0 4px 15px rgba(255,107,107,0.4);
}

.cta-button:hover {
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(255,107,107,0.6);
}

.cta-text {
    display: block;
    font-size: 1rem;
}

.cta-amount {
    display: block;
    font-size: 0.8rem;
    opacity: 0.9;
}

/* Section Styles */
section {
    padding: 60px 0;
}

/* Hero Section */
.hero-section {
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    color: white;
    padding: 100px 0;
}

.hero-content {
    display: flex;
    align-items: center;
    gap: 50px;
}

.hero-text {
    flex: 1;
}

.hero-text h1 {
    font-size: 3.5rem;
    font-weight: 900;
    margin-bottom: 20px;
    line-height: 1.2;
}

.highlight {
    color: #feca57;
}

.hero-subtitle {
    font-size: 1.3rem;
    margin-bottom: 30px;
    opacity: 0.9;
}

.hero-features {
    display: flex;
    gap: 30px;
    margin-bottom: 40px;
}

.feature {
    font-size: 1rem;
    font-weight: 500;
}

.hero-buttons {
    display: flex;
    gap: 20px;
}

.btn-primary {
    background: linear-gradient(45deg, #ff6b6b, #ee5a24);
    color: white;
    padding: 18px 35px;
    border-radius: 30px;
    text-decoration: none;
    font-weight: bold;
    font-size: 1.1rem;
    transition: all 0.3s ease;
    box-shadow: 0 4px 15px rgba(255,107,107,0.4);
}

.btn-primary:hover {
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(255,107,107,0.6);
}

.btn-secondary {
    background: rgba(255,255,255,0.2);
    color: white;
    padding: 18px 35px;
    border-radius: 30px;
    text-decoration: none;
    font-weight: bold;
    font-size: 1.1rem;
    transition: all 0.3s ease;
    border: 2px solid rgba(255,255,255,0.3);
}

.btn-secondary:hover {
    background: rgba(255,255,255,0.3);
    transform: translateY(-2px);
}

.hero-image {
    flex: 1;
    position: relative;
    text-align: center;
}

.hero-img {
    width: 100%;
    max-width: 400px;
    height: 300px;
    object-fit: cover;
    border-radius: 20px;
    box-shadow: 0 10px 30px rgba(0,0,0,0.3);
}

.image-overlay {
    position: absolute;
    top: 20px;
    right: 20px;
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.approval-badge {
    background: #2ecc71;
    color: white;
    padding: 8px 16px;
    border-radius: 20px;
    font-weight: bold;
    font-size: 0.9rem;
    box-shadow: 0 4px 15px rgba(46,204,113,0.4);
}

.amount-badge {
    background: #feca57;
    color: #2c3e50;
    padding: 8px 16px;
    border-radius: 20px;
    font-weight: bold;
    font-size: 1.1rem;
    box-shadow: 0 4px 15px rgba(254,202,87,0.4);
}

/* How It Works */
.how-it-works {
    background: #f8f9fa;
}

.how-it-works h2 {
    text-align: center;
    font-size: 2.5rem;
    margin-bottom: 50px;
    color: #2c3e50;
}

.steps {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 40px;
}

.step {
    text-align: center;
    padding: 30px;
    background: white;
    border-radius: 15px;
    box-shadow: 0 5px 15px rgba(0,0,0,0.1);
}

.step-icon {
    font-size: 3rem;
    margin-bottom: 20px;
}

.step h3 {
    font-size: 1.5rem;
    margin-bottom: 15px;
    color: #2c3e50;
}

/* Loan Options */
.loan-options h2 {
    text-align: center;
    font-size: 2.5rem;
    margin-bottom: 50px;
    color: #2c3e50;
}

.loan-cards {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

.loan-card {
    background: white;
    padding: 40px 30px;
    border-radius: 15px;
    text-align: center;
    box-shadow: 0 5px 15px rgba(0,0,0,0.1);
    position: relative;
    transition: transform 0.3s ease;
}

.loan-card:hover {
    transform: translateY(-5px);
}

.loan-card.featured {
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    color: white;
    transform: scale(1.05);
}

.popular-badge {
    position: absolute;
    top: -15px;
    left: 50%;
    transform: translateX(-50%);
    background: #feca57;
    color: #2c3e50;
    padding: 8px 20px;
    border-radius: 20px;
    font-size: 0.9rem;
    font-weight: bold;
}

.loan-card h3 {
    font-size: 3rem;
    font-weight: 900;
    margin-bottom: 10px;
    color: #667eea;
}

.loan-card.featured h3 {
    color: white;
}

.loan-term {
    font-size: 1.1rem;
    margin-bottom: 25px;
    opacity: 0.8;
}

.loan-card ul {
    list-style: none;
    padding: 0;
    margin-bottom: 30px;
}

.loan-card li {
    padding: 8px 0;
    border-bottom: 1px solid rgba(0,0,0,0.1);
}

.loan-card.featured li {
    border-bottom: 1px solid rgba(255,255,255,0.2);
}

.card-btn {
    background: #667eea;
    color: white;
    padding: 15px 30px;
    border-radius: 25px;
    text-decoration: none;
    font-weight: bold;
    transition: all 0.3s ease;
}

.loan-card.featured .card-btn {
    background: white;
    color: #667eea;
}

/* Requirements */
.requirements {
    background: #f8f9fa;
}

.req-content {
    display: flex;
    align-items: center;
    gap: 60px;
}

.req-text {
    flex: 1;
}

.req-text h2 {
    font-size: 2.5rem;
    margin-bottom: 30px;
    color: #2c3e50;
}

.req-list {
    display: grid;
    gap: 20px;
}

.req-item {
    display: flex;
    align-items: center;
    gap: 15px;
    font-size: 1.2rem;
}

.req-icon {
    font-size: 1.5rem;
}

.req-cta {
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    color: white;
    padding: 40px;
    border-radius: 15px;
    text-align: center;
}

.req-cta h3 {
    font-size: 2rem;
    margin-bottom: 15px;
}

.cta-btn {
    background: #feca57;
    color: #2c3e50;
    padding: 15px 30px;
    border-radius: 25px;
    text-decoration: none;
    font-weight: bold;
    font-size: 1.1rem;
    transition: all 0.3s ease;
}

.cta-btn:hover {
    transform: translateY(-2px);
}

/* Why Choose */
.why-choose h2 {
    text-align: center;
    font-size: 2.5rem;
    margin-bottom: 50px;
    color: #2c3e50;
}

.benefits {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 30px;
}

.benefit {
    text-align: center;
    padding: 30px 20px;
}

.benefit-icon {
    font-size: 3rem;
    margin-bottom: 20px;
}

.benefit h3 {
    font-size: 1.3rem;
    margin-bottom: 15px;
    color: #2c3e50;
}

/* Enhanced Calculator */
.loan-calculator {
    background: linear-gradient(135deg, #f8f9fa 0%, #e9ecef 100%);
    padding: 80px 0;
}

.calc-header {
    text-align: center;
    margin-bottom: 50px;
}

.calc-header h2 {
    font-size: 2.8rem;
    color: #2c3e50;
    margin-bottom: 15px;
}

.calc-header p {
    font-size: 1.2rem;
    color: #6c757d;
}

.calculator-wrapper {
    max-width: 1000px;
    margin: 0 auto;
}

.calculator-card {
    background: white;
    border-radius: 20px;
    box-shadow: 0 10px 40px rgba(0,0,0,0.1);
    overflow: hidden;
    display: flex;
    min-height: 500px;
}

.calc-left {
    flex: 1;
    padding: 40px;
    background: #f8f9fa;
}

.calc-right {
    flex: 1;
    padding: 40px;
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    color: white;
}

.calc-section {
    margin-bottom: 40px;
}

.calc-section h3 {
    font-size: 1.3rem;
    margin-bottom: 20px;
    color: #2c3e50;
}

.amount-buttons {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 10px;
    margin-bottom: 25px;
}

.amount-btn {
    padding: 12px 8px;
    border: 2px solid #e9ecef;
    background: white;
    border-radius: 10px;
    font-weight: bold;
    cursor: pointer;
    transition: all 0.3s ease;
    font-size: 0.9rem;
}

.amount-btn:hover,
.amount-btn.active {
    border-color: #667eea;
    background: #667eea;
    color: white;
}

.slider-container {
    margin-bottom: 20px;
}

.modern-slider {
    width: 100%;
    height: 8px;
    border-radius: 5px;
    background: #e9ecef;
    outline: none;
    -webkit-appearance: none;
}

.modern-slider::-webkit-slider-thumb {
    -webkit-appearance: none;
    width: 20px;
    height: 20px;
    border-radius: 50%;
    background: #667eea;
    cursor: pointer;
    box-shadow: 0 2px 6px rgba(0,0,0,0.2);
}

.slider-labels {
    display: flex;
    justify-content: space-between;
    font-size: 0.8rem;
    color: #6c757d;
    margin-top: 5px;
}

.current-amount {
    text-align: center;
    padding: 15px;
    background: white;
    border-radius: 10px;
    border: 2px solid #e9ecef;
}

.amount-label {
    display: block;
    font-size: 0.9rem;
    color: #6c757d;
    margin-bottom: 5px;
}

.amount-value {
    font-size: 2rem;
    font-weight: bold;
    color: #667eea;
}

.term-options {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 15px;
}

.term-option {
    cursor: pointer;
}

.term-option input {
    display: none;
}

.term-card {
    display: block;
    padding: 15px;
    background: white;
    border: 2px solid #e9ecef;
    border-radius: 10px;
    text-align: center;
    transition: all 0.3s ease;
}

.term-option input:checked + .term-card {
    border-color: #667eea;
    background: #667eea;
    color: white;
}

.term-card strong {
    display: block;
    margin-bottom: 5px;
}

.term-card small {
    font-size: 0.8rem;
    opacity: 0.8;
}

.result-card {
    height: 100%;
    display: flex;
    flex-direction: column;
}

.result-header h3 {
    font-size: 1.5rem;
    margin-bottom: 30px;
    text-align: center;
}

.result-details {
    flex: 1;
    margin-bottom: 30px;
}

.result-row {
    display: flex;
    justify-content: space-between;
    margin-bottom: 15px;
    font-size: 1rem;
}

.result-row.total {
    font-size: 1.2rem;
    font-weight: bold;
    padding-top: 15px;
}

.result-divider {
    height: 1px;
    background: rgba(255,255,255,0.3);
    margin: 20px 0;
}

.approval-badge {
    background: rgba(255,255,255,0.2);
    padding: 12px;
    border-radius: 10px;
    text-align: center;
    margin-bottom: 25px;
    font-size: 0.9rem;
}

.badge-icon {
    margin-right: 8px;
}

.calc-actions {
    display: flex;
    flex-direction: column;
    gap: 15px;
}

.primary-calc-btn {
    background: #feca57;
    color: #2c3e50;
    padding: 15px 25px;
    border-radius: 25px;
    text-decoration: none;
    font-weight: bold;
    text-align: center;
    transition: all 0.3s ease;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
}

.primary-calc-btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 5px 15px rgba(254,202,87,0.4);
}

.secondary-calc-btn {
    color: white;
    text-decoration: none;
    text-align: center;
    padding: 10px;
    border: 1px solid rgba(255,255,255,0.3);
    border-radius: 20px;
    transition: all 0.3s ease;
}

.secondary-calc-btn:hover {
    background: rgba(255,255,255,0.1);
}

.calc-features {
    display: flex;
    justify-content: center;
    gap: 40px;
    margin-top: 40px;
}

.feature-item {
    display: flex;
    align-items: center;
    gap: 8px;
    color: #6c757d;
    font-size: 0.9rem;
}

.feature-icon {
    font-size: 1.2rem;
}

/* Success Stories */
.success-stories {
    padding: 80px 0;
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    color: white;
}

.section-header {
    text-align: center;
    margin-bottom: 60px;
}

.section-header h2 {
    font-size: 2.8rem;
    margin-bottom: 15px;
}

.section-header p {
    font-size: 1.2rem;
    opacity: 0.9;
}

.stories-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
    margin-bottom: 60px;
}

.story-card {
    background: rgba(255,255,255,0.1);
    backdrop-filter: blur(10px);
    border-radius: 20px;
    padding: 30px;
    border: 1px solid rgba(255,255,255,0.2);
    transition: transform 0.3s ease;
    position: relative;
}

.story-card:hover {
    transform: translateY(-5px);
}

.story-card.featured {
    background: rgba(255,255,255,0.15);
    border: 2px solid #feca57;
    transform: scale(1.05);
}

.featured-badge {
    position: absolute;
    top: -15px;
    left: 50%;
    transform: translateX(-50%);
    background: #feca57;
    color: #2c3e50;
    padding: 8px 20px;
    border-radius: 20px;
    font-size: 0.8rem;
    font-weight: bold;
}

.story-header {
    display: flex;
    align-items: center;
    gap: 15px;
    margin-bottom: 20px;
}

.customer-avatar {
    width: 60px;
    height: 60px;
    border-radius: 50%;
    overflow: hidden;
    border: 3px solid rgba(255,255,255,0.3);
}

.customer-avatar img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.customer-info h4 {
    margin: 0 0 5px 0;
    font-size: 1.1rem;
}

.location {
    font-size: 0.9rem;
    opacity: 0.8;
    display: block;
    margin-bottom: 8px;
}

.loan-details {
    display: flex;
    gap: 15px;
}

.loan-details .amount {
    background: rgba(255,255,255,0.2);
    padding: 4px 12px;
    border-radius: 15px;
    font-size: 0.8rem;
    font-weight: bold;
}

.loan-details .purpose {
    background: rgba(254,202,87,0.3);
    padding: 4px 12px;
    border-radius: 15px;
    font-size: 0.8rem;
}

.story-content {
    margin-bottom: 20px;
    line-height: 1.6;
    font-style: italic;
}

.story-footer {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.rating {
    font-size: 1rem;
}

.verified {
    font-size: 0.8rem;
    opacity: 0.9;
}

.success-stats {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 30px;
    margin-bottom: 50px;
    padding: 40px 0;
    border-top: 1px solid rgba(255,255,255,0.2);
    border-bottom: 1px solid rgba(255,255,255,0.2);
}

.stat-item {
    text-align: center;
}

.stat-icon {
    font-size: 2.5rem;
    margin-bottom: 15px;
}

.stat-number {
    display: block;
    font-size: 2.5rem;
    font-weight: 900;
    color: #feca57;
    margin-bottom: 8px;
}

.stat-label {
    font-size: 1rem;
    opacity: 0.9;
}

.cta-banner {
    text-align: center;
    background: rgba(255,255,255,0.1);
    padding: 40px;
    border-radius: 20px;
    backdrop-filter: blur(10px);
}

.cta-banner h3 {
    font-size: 2rem;
    margin-bottom: 10px;
}

.cta-banner p {
    font-size: 1.1rem;
    margin-bottom: 25px;
    opacity: 0.9;
}

.success-cta-btn {
    background: #feca57;
    color: #2c3e50;
    padding: 15px 35px;
    border-radius: 30px;
    text-decoration: none;
    font-weight: bold;
    font-size: 1.1rem;
    display: inline-flex;
    align-items: center;
    gap: 10px;
    transition: all 0.3s ease;
}

.success-cta-btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 5px 20px rgba(254,202,87,0.4);
}

.success-cta-btn .arrow {
    transition: transform 0.3s ease;
}

.success-cta-btn:hover .arrow {
    transform: translateX(5px);
}

/* Testimonials */
.testimonials h2 {
    text-align: center;
    font-size: 2.5rem;
    margin-bottom: 50px;
    color: #2c3e50;
}

.testimonial-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

.testimonial {
    background: white;
    padding: 30px;
    border-radius: 15px;
    box-shadow: 0 5px 15px rgba(0,0,0,0.1);
    text-align: center;
}

.stars {
    font-size: 1.2rem;
    margin-bottom: 20px;
}

.customer {
    font-weight: bold;
    color: #667eea;
    margin-top: 20px;
}

/* Enhanced FAQ */
.faq-section {
    background: linear-gradient(135deg, #f8f9fa 0%, #e9ecef 100%);
    padding: 80px 0;
}

.faq-header {
    text-align: center;
    margin-bottom: 60px;
}

.faq-header h2 {
    font-size: 2.8rem;
    color: #2c3e50;
    margin-bottom: 15px;
}

.faq-header p {
    font-size: 1.2rem;
    color: #6c757d;
}

.faq-container {
    display: grid;
    grid-template-columns: 2fr 1fr;
    gap: 40px;
    max-width: 1200px;
    margin: 0 auto;
}

.faq-accordion {
    display: flex;
    flex-direction: column;
    gap: 15px;
}

.faq-item {
    background: white;
    border-radius: 15px;
    box-shadow: 0 5px 20px rgba(0,0,0,0.1);
    overflow: hidden;
    transition: all 0.3s ease;
}

.faq-item:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 25px rgba(0,0,0,0.15);
}

.faq-question {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 25px 30px;
    cursor: pointer;
    background: white;
    transition: all 0.3s ease;
}

.faq-item.active .faq-question {
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    color: white;
}

.question-content {
    display: flex;
    align-items: center;
    gap: 15px;
}

.question-icon {
    font-size: 1.5rem;
    width: 40px;
    height: 40px;
    background: rgba(102,126,234,0.1);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
}

.faq-item.active .question-icon {
    background: rgba(255,255,255,0.2);
}

.faq-question h3 {
    font-size: 1.2rem;
    margin: 0;
    color: #2c3e50;
}

.faq-item.active .faq-question h3 {
    color: white;
}

.toggle-icon {
    font-size: 1.5rem;
    font-weight: bold;
    width: 30px;
    height: 30px;
    background: #f8f9fa;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: all 0.3s ease;
    color: #667eea;
}

.faq-item.active .toggle-icon {
    background: rgba(255,255,255,0.2);
    color: white;
    transform: rotate(45deg);
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: all 0.3s ease;
}

.faq-item.active .faq-answer {
    max-height: 300px;
}

.answer-content {
    padding: 0 30px 30px 30px;
    background: #f8f9fa;
}

.answer-content p {
    margin-bottom: 20px;
    line-height: 1.6;
    color: #495057;
}

.answer-highlight {
    display: flex;
    align-items: center;
    gap: 10px;
    background: white;
    padding: 15px 20px;
    border-radius: 10px;
    border-left: 4px solid #667eea;
}

.highlight-icon {
    font-size: 1.2rem;
}

.answer-highlight span:last-child {
    font-weight: 600;
    color: #2c3e50;
}

.faq-cta {
    position: sticky;
    top: 20px;
    height: fit-content;
}

.cta-card {
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    color: white;
    padding: 40px 30px;
    border-radius: 20px;
    text-align: center;
    box-shadow: 0 10px 30px rgba(102,126,234,0.3);
}

.cta-card h3 {
    font-size: 1.5rem;
    margin-bottom: 15px;
}

.cta-card p {
    margin-bottom: 30px;
    opacity: 0.9;
    line-height: 1.6;
}

.cta-actions {
    display: flex;
    flex-direction: column;
    gap: 15px;
}

.contact-btn,
.chat-btn {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    padding: 15px 20px;
    border-radius: 25px;
    text-decoration: none;
    font-weight: bold;
    transition: all 0.3s ease;
}

.contact-btn {
    background: #feca57;
    color: #2c3e50;
}

.contact-btn:hover {
    background: #f39c12;
    transform: translateY(-2px);
}

.chat-btn {
    background: rgba(255,255,255,0.2);
    color: white;
    border: 2px solid rgba(255,255,255,0.3);
}

.chat-btn:hover {
    background: rgba(255,255,255,0.3);
    transform: translateY(-2px);
}

.btn-icon {
    font-size: 1.1rem;
}

/* How It Works Page */
.process-steps {
    padding: 80px 0;
}

.steps-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
    margin-bottom: 60px;
}

.step-card {
    background: white;
    padding: 40px 30px;
    border-radius: 20px;
    text-align: center;
    box-shadow: 0 10px 30px rgba(0,0,0,0.1);
    position: relative;
    transition: transform 0.3s ease;
}

.step-card:hover {
    transform: translateY(-10px);
}

.step-card.featured {
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    color: white;
    transform: scale(1.05);
}

.step-number {
    position: absolute;
    top: -20px;
    left: 50%;
    transform: translateX(-50%);
    width: 40px;
    height: 40px;
    background: #feca57;
    color: #2c3e50;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: bold;
    font-size: 1.2rem;
}

.step-icon {
    font-size: 4rem;
    margin: 20px 0;
}

.step-card h3 {
    font-size: 1.5rem;
    margin-bottom: 15px;
    color: #2c3e50;
}

.step-card.featured h3 {
    color: white;
}

.step-details {
    margin: 25px 0;
}

.step-details ul {
    list-style: none;
    padding: 0;
    text-align: left;
}

.step-details li {
    padding: 5px 0;
    font-size: 0.9rem;
}

.step-time {
    background: rgba(102,126,234,0.1);
    padding: 10px 15px;
    border-radius: 20px;
    font-size: 0.9rem;
    font-weight: bold;
    color: #667eea;
    display: inline-block;
}

.step-card.featured .step-time {
    background: rgba(255,255,255,0.2);
    color: white;
}

.requirements-section {
    background: #f8f9fa;
    padding: 80px 0;
}

.requirements-section h2 {
    text-align: center;
    font-size: 2.5rem;
    margin-bottom: 50px;
    color: #2c3e50;
}

.requirements-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

.req-card {
    background: white;
    padding: 40px 30px;
    border-radius: 15px;
    text-align: center;
    box-shadow: 0 5px 20px rgba(0,0,0,0.1);
}

.req-icon {
    font-size: 3rem;
    margin-bottom: 20px;
}

.req-card h3 {
    font-size: 1.3rem;
    margin-bottom: 20px;
    color: #2c3e50;
}

.req-card ul {
    list-style: none;
    padding: 0;
    text-align: left;
}

.req-card li {
    padding: 8px 0;
    border-bottom: 1px solid #f8f9fa;
}

.timeline-section {
    padding: 80px 0;
}

.timeline-section h2 {
    text-align: center;
    font-size: 2.5rem;
    margin-bottom: 60px;
    color: #2c3e50;
}

.timeline {
    max-width: 800px;
    margin: 0 auto;
    position: relative;
}

.timeline::before {
    content: '';
    position: absolute;
    left: 50%;
    transform: translateX(-50%);
    width: 4px;
    height: 100%;
    background: linear-gradient(to bottom, #667eea, #764ba2);
    border-radius: 2px;
}

.timeline-item {
    display: flex;
    align-items: center;
    margin-bottom: 40px;
    position: relative;
}

.timeline-item:nth-child(odd) {
    flex-direction: row;
}

.timeline-item:nth-child(even) {
    flex-direction: row-reverse;
}

.timeline-dot {
    width: 60px;
    height: 60px;
    background: white;
    border: 4px solid #667eea;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.5rem;
    z-index: 2;
    margin: 0 20px;
}

.timeline-content {
    background: white;
    padding: 25px 30px;
    border-radius: 15px;
    box-shadow: 0 5px 20px rgba(0,0,0,0.1);
    flex: 1;
    max-width: 300px;
}

.timeline-content h3 {
    font-size: 1.2rem;
    margin-bottom: 10px;
    color: #2c3e50;
}

.timeline-content p {
    margin-bottom: 15px;
    color: #6c757d;
}

.time {
    background: #feca57;
    color: #2c3e50;
    padding: 5px 12px;
    border-radius: 15px;
    font-size: 0.8rem;
    font-weight: bold;
}

.features-section {
    background: #f8f9fa;
    padding: 80px 0;
}

.features-section h2 {
    text-align: center;
    font-size: 2.5rem;
    margin-bottom: 50px;
    color: #2c3e50;
}

.features-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

.feature-item {
    background: white;
    padding: 30px 25px;
    border-radius: 15px;
    text-align: center;
    box-shadow: 0 5px 15px rgba(0,0,0,0.1);
    transition: transform 0.3s ease;
}

.feature-item:hover {
    transform: translateY(-5px);
}

.feature-icon {
    font-size: 2.5rem;
    margin-bottom: 20px;
}

.feature-item h3 {
    font-size: 1.2rem;
    margin-bottom: 15px;
    color: #2c3e50;
}

.cta-section {
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    color: white;
    padding: 80px 0;
    text-align: center;
}

.cta-content h2 {
    font-size: 2.5rem;
    margin-bottom: 20px;
}

.cta-content p {
    font-size: 1.2rem;
    margin-bottom: 40px;
    opacity: 0.9;
}

.cta-button {
    background: #feca57;
    color: #2c3e50;
    padding: 18px 40px;
    border-radius: 30px;
    text-decoration: none;
    font-weight: bold;
    font-size: 1.1rem;
    display: inline-flex;
    align-items: center;
    gap: 10px;
    transition: all 0.3s ease;
}

.cta-button:hover {
    transform: translateY(-2px);
    box-shadow: 0 5px 20px rgba(254,202,87,0.4);
}

.arrow {
    transition: transform 0.3s ease;
}

.cta-button:hover .arrow {
    transform: translateX(5px);
}

/* Enhanced FAQ Page */
.faq-hero {
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    color: white;
    padding: 100px 0;
    position: relative;
    overflow: hidden;
}

.hero-background {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    opacity: 0.1;
}

.floating-icons {
    position: absolute;
    width: 100%;
    height: 100%;
}

.float-icon {
    position: absolute;
    font-size: 2rem;
    animation: float 6s ease-in-out infinite;
}

.float-icon:nth-child(1) { top: 20%; left: 10%; animation-delay: 0s; }
.float-icon:nth-child(2) { top: 60%; left: 80%; animation-delay: 1s; }
.float-icon:nth-child(3) { top: 30%; left: 70%; animation-delay: 2s; }
.float-icon:nth-child(4) { top: 70%; left: 20%; animation-delay: 3s; }
.float-icon:nth-child(5) { top: 40%; left: 90%; animation-delay: 4s; }

@keyframes float {
    0%, 100% { transform: translateY(0px); }
    50% { transform: translateY(-20px); }
}

.hero-content {
    text-align: center;
    position: relative;
    z-index: 2;
}

.hero-content h1 {
    font-size: 3.5rem;
    margin-bottom: 20px;
    font-weight: 900;
}

.hero-content p {
    font-size: 1.3rem;
    margin-bottom: 40px;
    opacity: 0.9;
}

.hero-stats {
    display: flex;
    justify-content: center;
    gap: 60px;
    margin-top: 40px;
}

.stat {
    text-align: center;
}

.stat-number {
    display: block;
    font-size: 2.5rem;
    font-weight: 900;
    color: #feca57;
    margin-bottom: 5px;
}

.stat-label {
    font-size: 0.9rem;
    opacity: 0.8;
}

.faq-page-content {
    padding: 80px 0;
}

.faq-categories {
    margin-bottom: 60px;
}

.category-tabs {
    display: flex;
    justify-content: center;
    gap: 15px;
    margin-bottom: 50px;
}

.tab-btn {
    background: white;
    border: 3px solid #f8f9fa;
    padding: 20px 25px;
    border-radius: 20px;
    cursor: pointer;
    transition: all 0.3s ease;
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 8px;
    min-width: 120px;
    box-shadow: 0 5px 15px rgba(0,0,0,0.1);
}

.tab-btn:hover {
    transform: translateY(-5px);
    box-shadow: 0 10px 25px rgba(0,0,0,0.15);
}

.tab-btn.active {
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    border-color: #667eea;
    color: white;
    transform: translateY(-5px);
    box-shadow: 0 10px 30px rgba(102,126,234,0.4);
}

.tab-icon {
    font-size: 1.8rem;
}

.tab-text {
    font-weight: bold;
    font-size: 0.9rem;
}

.tab-count {
    background: rgba(0,0,0,0.1);
    color: #6c757d;
    padding: 4px 8px;
    border-radius: 10px;
    font-size: 0.7rem;
    font-weight: bold;
}

.tab-btn.active .tab-count {
    background: rgba(255,255,255,0.2);
    color: white;
}

.faq-content {
    max-width: 900px;
    margin: 0 auto;
}

.faq-category {
    display: none;
}

.faq-category.active {
    display: block;
    animation: fadeIn 0.5s ease-in-out;
}

@keyframes fadeIn {
    from { opacity: 0; transform: translateY(20px); }
    to { opacity: 1; transform: translateY(0); }
}

.faq-contact {
    margin-top: 80px;
    background: linear-gradient(135deg, #f8f9fa 0%, #e9ecef 100%);
    padding: 80px 0;
    border-radius: 30px;
}

.contact-section {
    max-width: 1000px;
    margin: 0 auto;
}

.contact-header {
    text-align: center;
    margin-bottom: 50px;
}

.contact-header h3 {
    font-size: 2.5rem;
    color: #2c3e50;
    margin-bottom: 15px;
}

.contact-header p {
    font-size: 1.2rem;
    color: #6c757d;
}

.contact-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
    margin-bottom: 40px;
}

.contact-card {
    background: white;
    padding: 40px 30px;
    border-radius: 20px;
    text-align: center;
    box-shadow: 0 10px 30px rgba(0,0,0,0.1);
    transition: transform 0.3s ease;
    position: relative;
    overflow: hidden;
}

.contact-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 4px;
    background: linear-gradient(90deg, #667eea, #764ba2);
}

.contact-card:hover {
    transform: translateY(-10px);
}

.card-icon {
    font-size: 3rem;
    margin-bottom: 20px;
}

.contact-card h4 {
    font-size: 1.3rem;
    margin-bottom: 10px;
    color: #2c3e50;
}

.contact-card p {
    color: #6c757d;
    margin-bottom: 25px;
}

.contact-card .contact-btn {
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    color: white;
    padding: 12px 25px;
    border-radius: 25px;
    text-decoration: none;
    font-weight: bold;
    display: inline-block;
    transition: all 0.3s ease;
    margin-bottom: 15px;
}

.contact-card .contact-btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 5px 15px rgba(102,126,234,0.4);
}

.availability {
    font-size: 0.8rem;
    color: #28a745;
    font-weight: bold;
    background: rgba(40,167,69,0.1);
    padding: 5px 12px;
    border-radius: 15px;
}

.help-center {
    margin-top: 40px;
}

.help-card {
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    color: white;
    padding: 30px 40px;
    border-radius: 20px;
    display: flex;
    align-items: center;
    gap: 20px;
    transition: transform 0.3s ease;
}

.help-card:hover {
    transform: translateY(-5px);
}

.help-icon {
    font-size: 2.5rem;
}

.help-content {
    flex: 1;
}

.help-content h4 {
    font-size: 1.3rem;
    margin-bottom: 5px;
}

.help-content p {
    opacity: 0.9;
    margin: 0;
}

.help-link {
    color: #feca57;
    text-decoration: none;
    font-weight: bold;
    font-size: 1.1rem;
    transition: all 0.3s ease;
}

.help-link:hover {
    color: white;
    transform: translateX(5px);
}

/* New Modern FAQ Design */
.new-faq-hero {
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    color: white;
    padding: 80px 0;
}

.hero-wrapper {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 50px;
}

.hero-text {
    flex: 1;
}

.hero-text h1 {
    font-size: 3rem;
    margin-bottom: 20px;
    font-weight: 900;
}

.hero-text p {
    font-size: 1.3rem;
    margin-bottom: 30px;
    opacity: 0.9;
}

.quick-stats {
    display: flex;
    gap: 30px;
    flex-wrap: wrap;
}

.quick-stat {
    background: rgba(255,255,255,0.2);
    padding: 10px 20px;
    border-radius: 25px;
    font-size: 0.9rem;
    font-weight: bold;
}

.hero-visual {
    position: relative;
    width: 200px;
    height: 200px;
}

.faq-icon {
    font-size: 8rem;
    position: absolute;
    top: 0;
    left: 0;
    animation: bounce 2s infinite;
}

.answer-icon {
    font-size: 4rem;
    position: absolute;
    bottom: 0;
    right: 0;
    animation: glow 2s infinite alternate;
}

@keyframes bounce {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-20px); }
}

@keyframes glow {
    0% { opacity: 0.7; }
    100% { opacity: 1; }
}

.modern-faq {
    padding: 80px 0;
    background: #f8f9fa;
}

.faq-grid {
    display: grid;
    grid-template-columns: 300px 1fr;
    gap: 50px;
}

.faq-sidebar {
    position: sticky;
    top: 20px;
    height: fit-content;
}

.faq-sidebar h3 {
    font-size: 1.5rem;
    margin-bottom: 25px;
    color: #2c3e50;
}

.category-list {
    display: flex;
    flex-direction: column;
    gap: 10px;
    margin-bottom: 40px;
}

.category-btn {
    background: white;
    border: 2px solid #e9ecef;
    padding: 20px;
    border-radius: 15px;
    cursor: pointer;
    transition: all 0.3s ease;
    display: flex;
    align-items: center;
    gap: 15px;
    text-align: left;
}

.category-btn:hover,
.category-btn.active {
    border-color: #667eea;
    background: #667eea;
    color: white;
    transform: translateX(5px);
}

.cat-icon {
    font-size: 1.5rem;
}

.cat-arrow {
    margin-left: auto;
    transition: transform 0.3s ease;
}

.category-btn:hover .cat-arrow,
.category-btn.active .cat-arrow {
    transform: translateX(5px);
}

.apply-widget {
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    color: white;
    padding: 30px;
    border-radius: 20px;
    text-align: center;
}

.apply-widget h4 {
    font-size: 1.3rem;
    margin-bottom: 10px;
}

.apply-widget p {
    margin-bottom: 20px;
    opacity: 0.9;
}

.widget-btn {
    background: white;
    color: #667eea;
    padding: 12px 25px;
    border-radius: 25px;
    text-decoration: none;
    font-weight: bold;
    transition: all 0.3s ease;
}

.widget-btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 5px 15px rgba(255,255,255,0.3);
}

.faq-main {
    background: white;
    border-radius: 20px;
    padding: 40px;
    box-shadow: 0 10px 30px rgba(0,0,0,0.1);
}

.faq-section {
    display: none;
}

.faq-section.active {
    display: block;
    animation: slideIn 0.5s ease-out;
}

@keyframes slideIn {
    from { opacity: 0; transform: translateY(20px); }
    to { opacity: 1; transform: translateY(0); }
}

.faq-section h2 {
    font-size: 2rem;
    margin-bottom: 30px;
    color: #2c3e50;
    border-bottom: 3px solid #667eea;
    padding-bottom: 10px;
}

.question-card {
    background: #f8f9fa;
    border-radius: 15px;
    margin-bottom: 20px;
    overflow: hidden;
    transition: all 0.3s ease;
}

.question-card:hover {
    box-shadow: 0 5px 20px rgba(0,0,0,0.1);
}

.question-header {
    padding: 25px 30px;
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: space-between;
    background: white;
    transition: all 0.3s ease;
}

.question-card.active .question-header {
    background: #667eea;
    color: white;
}

.question-header h3 {
    font-size: 1.2rem;
    margin: 0;
    color: #2c3e50;
}

.question-card.active .question-header h3 {
    color: white;
}

.expand-btn {
    width: 30px;
    height: 30px;
    background: #e9ecef;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: bold;
    transition: all 0.3s ease;
}

.question-card.active .expand-btn {
    background: rgba(255,255,255,0.2);
    color: white;
    transform: rotate(45deg);
}

.answer-body {
    max-height: 0;
    overflow: hidden;
    transition: all 0.3s ease;
}

.question-card.active .answer-body {
    max-height: 200px;
    padding: 0 30px 25px 30px;
}

.answer-body p {
    margin-bottom: 20px;
    line-height: 1.6;
    color: #495057;
}

.answer-extras {
    background: #e3f2fd;
    padding: 15px 20px;
    border-radius: 10px;
    border-left: 4px solid #667eea;
}

.extra-info {
    display: flex;
    align-items: center;
    gap: 10px;
    font-weight: 600;
    color: #2c3e50;
}

.info-icon {
    font-size: 1.2rem;
}

.faq-cta {
    background: linear-gradient(135deg, #ff6b6b 0%, #ee5a24 100%);
    padding: 60px 0;
}

.cta-box {
    background: rgba(255,255,255,0.1);
    backdrop-filter: blur(10px);
    padding: 50px;
    border-radius: 20px;
    text-align: center;
    color: white;
}

.cta-box h3 {
    font-size: 2rem;
    margin-bottom: 15px;
}

.cta-box p {
    font-size: 1.2rem;
    margin-bottom: 30px;
    opacity: 0.9;
}

.final-cta {
    background: white;
    color: #ff6b6b;
    padding: 18px 40px;
    border-radius: 30px;
    text-decoration: none;
    font-weight: bold;
    font-size: 1.1rem;
    transition: all 0.3s ease;
}

.final-cta:hover {
    transform: translateY(-2px);
    box-shadow: 0 5px 20px rgba(255,255,255,0.3);
}

/* Responsive */
@media (max-width: 768px) {
    .hero-wrapper {
        flex-direction: column;
        text-align: center;
    }
    
    .faq-grid {
        grid-template-columns: 1fr;
        gap: 30px;
    }
    
    .quick-stats {
        justify-content: center;
    }
    
    .hero-visual {
        width: 150px;
        height: 150px;
    }
    
    .faq-icon {
        font-size: 6rem;
    }
    
    .answer-icon {
        font-size: 3rem;
    }
}

/* Contact Page */
.contact-hero {
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    color: white;
    padding: 80px 0;
    text-align: center;
}

.contact-hero h1 {
    font-size: 3rem;
    margin-bottom: 20px;
}

.contact-hero p {
    font-size: 1.2rem;
    opacity: 0.9;
}

.contact-methods {
    padding: 80px 0;
}

.methods-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
    margin-bottom: 60px;
}

.method-card {
    background: white;
    padding: 40px 30px;
    border-radius: 20px;
    text-align: center;
    box-shadow: 0 10px 30px rgba(0,0,0,0.1);
    transition: transform 0.3s ease;
    position: relative;
    overflow: hidden;
}

.method-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 4px;
}

.method-card.phone::before { background: #28a745; }
.method-card.chat::before { background: #007bff; }
.method-card.email::before { background: #ffc107; }

.method-card:hover {
    transform: translateY(-10px);
}

.method-icon {
    font-size: 3rem;
    margin-bottom: 20px;
}

.method-card h3 {
    font-size: 1.3rem;
    margin-bottom: 15px;
    color: #2c3e50;
}

.method-card p {
    color: #6c757d;
    margin-bottom: 20px;
}

.method-link {
    display: inline-block;
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    color: white;
    padding: 12px 25px;
    border-radius: 25px;
    text-decoration: none;
    font-weight: bold;
    margin-bottom: 15px;
    transition: all 0.3s ease;
}

.method-link:hover {
    transform: translateY(-2px);
    box-shadow: 0 5px 15px rgba(102,126,234,0.4);
}

.availability {
    font-size: 0.8rem;
    color: #28a745;
    font-weight: bold;
    background: rgba(40,167,69,0.1);
    padding: 5px 12px;
    border-radius: 15px;
}

.contact-form-section {
    background: #f8f9fa;
    padding: 80px 0;
}

.form-wrapper {
    max-width: 800px;
    margin: 0 auto;
    background: white;
    padding: 50px;
    border-radius: 20px;
    box-shadow: 0 10px 30px rgba(0,0,0,0.1);
}

.form-header {
    text-align: center;
    margin-bottom: 40px;
}

.form-header h2 {
    font-size: 2.5rem;
    color: #2c3e50;
    margin-bottom: 15px;
}

.form-header p {
    font-size: 1.1rem;
    color: #6c757d;
}

.contact-form {
    display: flex;
    flex-direction: column;
    gap: 25px;
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 25px;
}

.form-group {
    display: flex;
    flex-direction: column;
}

.form-group label {
    font-weight: bold;
    color: #2c3e50;
    margin-bottom: 8px;
}

.form-group input,
.form-group select,
.form-group textarea {
    padding: 15px;
    border: 2px solid #e9ecef;
    border-radius: 10px;
    font-size: 1rem;
    transition: border-color 0.3s ease;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    outline: none;
    border-color: #667eea;
}

.submit-btn {
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    color: white;
    padding: 18px 40px;
    border: none;
    border-radius: 30px;
    font-size: 1.1rem;
    font-weight: bold;
    cursor: pointer;
    transition: all 0.3s ease;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    align-self: center;
}

.submit-btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 5px 20px rgba(102,126,234,0.4);
}

.btn-arrow {
    transition: transform 0.3s ease;
}

.submit-btn:hover .btn-arrow {
    transform: translateX(5px);
}

.office-info {
    padding: 80px 0;
}

.info-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

.info-card {
    background: white;
    padding: 40px 30px;
    border-radius: 15px;
    text-align: center;
    box-shadow: 0 5px 20px rgba(0,0,0,0.1);
    transition: transform 0.3s ease;
}

.info-card:hover {
    transform: translateY(-5px);
}

.info-icon {
    font-size: 2.5rem;
    margin-bottom: 20px;
}

.info-card h3 {
    font-size: 1.3rem;
    margin-bottom: 15px;
    color: #2c3e50;
}

.info-card p {
    color: #6c757d;
    line-height: 1.6;
}

.emergency-contact {
    background: linear-gradient(135deg, #ff6b6b 0%, #ee5a24 100%);
    padding: 60px 0;
}

.emergency-card {
    background: rgba(255,255,255,0.1);
    backdrop-filter: blur(10px);
    padding: 40px;
    border-radius: 20px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    color: white;
}

.emergency-content h3 {
    font-size: 1.8rem;
    margin-bottom: 10px;
}

.emergency-content p {
    font-size: 1.1rem;
    opacity: 0.9;
    margin: 0;
}

.emergency-btn {
    background: white;
    color: #ff6b6b;
    padding: 15px 30px;
    border-radius: 25px;
    text-decoration: none;
    font-weight: bold;
    font-size: 1.1rem;
    transition: all 0.3s ease;
}

.emergency-btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 5px 15px rgba(255,255,255,0.3);
}

/* Responsive Contact */
@media (max-width: 768px) {
    .methods-grid,
    .info-grid {
        grid-template-columns: 1fr;
    }
    
    .form-row {
        grid-template-columns: 1fr;
    }
    
    .form-wrapper {
        padding: 30px 20px;
    }
    
    .emergency-card {
        flex-direction: column;
        text-align: center;
        gap: 20px;
    }
}

/* Responsive FAQ */
@media (max-width: 768px) {
    .category-tabs {
        flex-wrap: wrap;
        gap: 10px;
    }
    
    .tab-btn {
        padding: 12px 20px;
        font-size: 0.9rem;
    }
    
    .contact-options {
        flex-direction: column;
        align-items: center;
    }
    
    .contact-btn {
        width: 200px;
        justify-content: center;
    }
}

/* Responsive */
@media (max-width: 768px) {
    .steps-grid,
    .requirements-grid,
    .features-grid {
        grid-template-columns: 1fr;
    }
    
    .timeline::before {
        left: 30px;
    }
    
    .timeline-item {
        flex-direction: row !important;
    }
    
    .timeline-dot {
        margin: 0 20px 0 0;
    }
    
    .timeline-content {
        max-width: none;
    }
}

/* Trust & Security */
.trust-security h2 {
    text-align: center;
    font-size: 2.5rem;
    margin-bottom: 50px;
    color: #2c3e50;
}

.security-features {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 30px;
}

.security-item {
    text-align: center;
    padding: 30px 20px;
    background: white;
    border-radius: 15px;
    box-shadow: 0 5px 15px rgba(0,0,0,0.1);
}

.security-icon {
    font-size: 3rem;
    margin-bottom: 20px;
}

.security-item h3 {
    font-size: 1.3rem;
    margin-bottom: 15px;
    color: #2c3e50;
}

/* Final CTA */
.final-cta {
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    color: white;
    text-align: center;
    /* padding: 80px 0; */
}

.final-cta h2 {
    font-size: 3rem;
    margin-bottom: 20px;
}

.cta-stats {
    display: flex;
    justify-content: center;
    gap: 60px;
    margin: 40px 0;
}

.stat {
    text-align: center;
}

.stat-number {
    display: block;
    font-size: 2.5rem;
    font-weight: 900;
    color: #feca57;
}

.stat-label {
    font-size: 1rem;
    opacity: 0.9;
}

.final-buttons {
    display: flex;
    justify-content: center;
    gap: 20px;
    margin-top: 40px;
}

.btn-primary.large {
    padding: 20px 40px;
    font-size: 1.2rem;
}

.btn-secondary.large {
    padding: 20px 40px;
    font-size: 1.2rem;
}

/* Responsive */
@media (max-width: 768px) {
    .hero-content {
        flex-direction: column;
        text-align: center;
    }
    
    .steps {
        grid-template-columns: 1fr;
    }
    
    .loan-cards {
        grid-template-columns: 1fr;
    }
    
    .benefits {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .security-features {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .testimonial-grid {
        grid-template-columns: 1fr;
    }
    
    .calculator {
        flex-direction: column;
    }
    
    .req-content {
        flex-direction: column;
    }
    
    .cta-stats {
        flex-direction: column;
        gap: 30px;
    }
    
    .final-buttons {
        flex-direction: column;
        align-items: center;
    }
}

/* Attractive Footer */
.attractive-footer {
    background: linear-gradient(135deg, #2c3e50 0%, #34495e 100%);
    color: white;
    position: relative;
    margin-top: 50px;
}

.footer-wave {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    overflow: hidden;
    line-height: 0;
    transform: rotate(180deg);
}

.footer-wave svg {
    position: relative;
    display: block;
    width: calc(100% + 1.3px);
    height: 60px;
    fill: #f8f9fa;
}

.footer-content {
    padding: 80px 0 40px 0;
}

.footer-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1fr;
    gap: 40px;
}

.footer-brand {
    padding-right: 20px;
}

.brand-logo {
    display: flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 20px;
}

.logo-icon {
    font-size: 2rem;
}

.brand-name {
    font-size: 1.5rem;
    font-weight: bold;
    color: #feca57;
}

.footer-brand p {
    margin-bottom: 25px;
    line-height: 1.6;
    color: rgba(255,255,255,0.8);
}

.contact-details {
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.contact-item {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 0.9rem;
}

.contact-item .icon {
    font-size: 1.2rem;
}

.footer-links h4 {
    color: #feca57;
    margin-bottom: 20px;
    font-size: 1.1rem;
}

.footer-links ul {
    list-style: none;
    padding: 0;
    margin: 0;
}

.footer-links li {
    margin-bottom: 10px;
}

.footer-links a {
    color: rgba(255,255,255,0.8);
    text-decoration: none;
    transition: color 0.3s ease;
    font-size: 0.9rem;
}

.footer-links a:hover {
    color: #feca57;
}

.footer-trust h4 {
    color: #feca57;
    margin-bottom: 20px;
    font-size: 1.1rem;
}

.trust-badges {
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.trust-item {
    display: flex;
    align-items: center;
    gap: 8px;
    background: rgba(255,255,255,0.1);
    padding: 8px 12px;
    border-radius: 8px;
    font-size: 0.85rem;
}

.trust-icon {
    font-size: 1rem;
}

.footer-bottom {
    background: rgba(0,0,0,0.2);
    padding: 20px 0;
    border-top: 1px solid rgba(255,255,255,0.1);
}

.bottom-content {
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-size: 0.9rem;
}

.legal-links {
    display: flex;
    gap: 20px;
}

.legal-links a {
    color: rgba(255,255,255,0.7);
    text-decoration: none;
    transition: color 0.3s ease;
}

.legal-links a:hover {
    color: #feca57;
}

/* Services Page */
.page-hero {
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    color: white;
    padding: 80px 0;
    text-align: center;
}

.page-hero h1 {
    font-size: 3rem;
    margin-bottom: 20px;
}

.page-hero p {
    font-size: 1.2rem;
    opacity: 0.9;
}

.services-grid {
    padding: 80px 0;
}

.services {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 30px;
    max-width: 900px;
    margin: 0 auto;
}

.service-card {
    background: white;
    padding: 40px 30px;
    border-radius: 15px;
    text-align: center;
    box-shadow: 0 5px 20px rgba(0,0,0,0.1);
    position: relative;
    transition: transform 0.3s ease;
}

.service-card:hover {
    transform: translateY(-5px);
}

.service-card.featured {
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    color: white;
}

.popular {
    position: absolute;
    top: -15px;
    left: 50%;
    transform: translateX(-50%);
    background: #feca57;
    color: #2c3e50;
    padding: 8px 20px;
    border-radius: 20px;
    font-size: 0.9rem;
    font-weight: bold;
}

.service-icon {
    font-size: 3rem;
    margin-bottom: 20px;
}

.service-card h3 {
    font-size: 1.5rem;
    margin-bottom: 15px;
    color: #2c3e50;
}

.service-card.featured h3 {
    color: white;
}

.service-card p {
    margin-bottom: 25px;
    line-height: 1.6;
}

.service-card ul {
    list-style: none;
    padding: 0;
    margin-bottom: 30px;
    text-align: left;
}

.service-card li {
    padding: 5px 0;
    font-size: 0.9rem;
}

.service-btn {
    background: #667eea;
    color: white;
    padding: 12px 25px;
    border-radius: 25px;
    text-decoration: none;
    font-weight: bold;
    transition: all 0.3s ease;
}

.service-card.featured .service-btn {
    background: white;
    color: #667eea;
}

.service-btn:hover {
    transform: translateY(-2px);
}

.service-benefits {
    background: #f8f9fa;
    padding: 80px 0;
}

.service-benefits h2 {
    text-align: center;
    font-size: 2.5rem;
    margin-bottom: 50px;
    color: #2c3e50;
}

.benefits-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 30px;
}

.benefit {
    text-align: center;
    padding: 30px 20px;
}

.benefit-icon {
    font-size: 3rem;
    margin-bottom: 20px;
}

.benefit h3 {
    font-size: 1.3rem;
    margin-bottom: 15px;
    color: #2c3e50;
}

/* Responsive */
@media (max-width: 768px) {
    .header-content {
        flex-direction: column;
        gap: 15px;
        text-align: center;
    }
    
    .main-nav ul {
        flex-direction: column;
        gap: 10px;
    }
    
    .footer-grid {
        grid-template-columns: 1fr;
        gap: 30px;
    }
    
    .bottom-content {
        flex-direction: column;
        gap: 15px;
        text-align: center;
    }
    
    .legal-links {
        justify-content: center;
    }
    
    .services {
        grid-template-columns: 1fr;
    }
    
    .benefits-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .page-hero h1 {
        font-size: 2rem;
    }
}

/* How It Works Modern Section */
.how-it-works-modern {
    padding: 100px 0;
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    position: relative;
    overflow: hidden;
}

.how-it-works-modern::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 100 100"><defs><pattern id="grain" width="100" height="100" patternUnits="userSpaceOnUse"><circle cx="50" cy="50" r="1" fill="%23ffffff" opacity="0.1"/></pattern></defs><rect width="100" height="100" fill="url(%23grain)"/></svg>') repeat;
    pointer-events: none;
}

.how-it-works-modern .section-header {
    text-align: center;
    margin-bottom: 60px;
    position: relative;
    z-index: 2;
}

.how-it-works-modern .section-header h2 {
    font-size: 3rem;
    /*color: white;*/
    margin-bottom: 15px;
    font-weight: 700;
}

.how-it-works-modern .section-header p {
    font-size: 1.2rem;
    /*color: rgba(255,255,255,0.9);*/
    max-width: 600px;
    margin: 0 auto;
}

.steps-timeline {
    display: flex;
    justify-content: center;
    align-items: flex-start;
    gap: 20px;
    max-width: 1200px;
    margin: 0 auto;
    position: relative;
    z-index: 2;
}

.step-card {
    flex: 1;
    max-width: 350px;
    background: rgba(255,255,255,0.95);
    border-radius: 20px;
    padding: 40px 30px;
    text-align: center;
    position: relative;
    backdrop-filter: blur(10px);
    border: 1px solid rgba(255,255,255,0.2);
    transition: all 0.4s ease;
    animation: slideInUp 0.6s ease forwards;
    opacity: 0;
    transform: translateY(50px);
}

.step-card:nth-child(1) { animation-delay: 0.1s; }
.step-card:nth-child(2) { animation-delay: 0.2s; }
.step-card:nth-child(3) { animation-delay: 0.3s; }

@keyframes slideInUp {
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.step-card:hover {
    transform: translateY(-15px) scale(1.02);
    box-shadow: 0 25px 50px rgba(0,0,0,0.2);
}

.step-number {
    position: absolute;
    top: -15px;
    left: 50%;
    transform: translateX(-50%);
    width: 40px;
    height: 40px;
    background: linear-gradient(135deg, #ff6b6b, #ee5a24);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-weight: bold;
    font-size: 1.2rem;
    box-shadow: 0 5px 15px rgba(238, 90, 36, 0.4);
}

.step-icon-modern {
    font-size: 3.5rem;
    margin: 20px 0;
    display: block;
    filter: drop-shadow(0 5px 10px rgba(0,0,0,0.1));
}

.step-content h3 {
    color: #2c3e50;
    margin-bottom: 15px;
    font-size: 1.6rem;
    font-weight: 600;
}

.step-content p {
    color: #666;
    line-height: 1.6;
    margin-bottom: 20px;
    font-size: 1.1rem;
}

.step-features {
    display: flex;
    gap: 10px;
    justify-content: center;
    flex-wrap: wrap;
}

.feature-tag {
    background: linear-gradient(135deg, #a8edea, #fed6e3);
    color: #2c3e50;
    padding: 5px 12px;
    border-radius: 20px;
    font-size: 0.85rem;
    font-weight: 500;
}

.step-arrow {
    position: absolute;
    right: -30px;
    top: 50%;
    transform: translateY(-50%);
    font-size: 2rem;
    color: rgba(255,255,255,0.7);
    z-index: 1;
}

.step-card:last-child .step-arrow {
    display: none;
}

.process-cta {
    text-align: center;
    margin-top: 60px;
    position: relative;
    z-index: 2;
}

.start-process-btn {
    display: inline-flex;
    align-items: center;
    gap: 15px;
    background: linear-gradient(135deg, #ff6b6b, #ee5a24);
    color: white;
    padding: 18px 40px;
    border-radius: 50px;
    text-decoration: none;
    font-weight: 600;
    font-size: 1.2rem;
    transition: all 0.3s ease;
    box-shadow: 0 10px 30px rgba(238, 90, 36, 0.3);
}

.start-process-btn:hover {
    transform: translateY(-3px);
    box-shadow: 0 15px 40px rgba(238, 90, 36, 0.4);
    color: white;
}

.process-note {
    color: rgba(255,255,255,0.8);
    margin-top: 15px;
    font-size: 0.95rem;
}

/* Loan Options Premium Section */
.loan-options-premium {
    padding: 100px 0;
    background: linear-gradient(135deg, #f093fb 0%, #f5576c 100%);
    position: relative;
}

.loan-options-premium::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: radial-gradient(circle at 20% 80%, rgba(255,255,255,0.1) 0%, transparent 50%),
                radial-gradient(circle at 80% 20%, rgba(255,255,255,0.1) 0%, transparent 50%);
    pointer-events: none;
}

.loan-options-premium .section-header {
    text-align: center;
    margin-bottom: 70px;
    position: relative;
    z-index: 2;
}

.loan-options-premium .section-header h2 {
    font-size: 3rem;
    color: white;
    margin-bottom: 15px;
    font-weight: 700;
    text-shadow: 0 2px 10px rgba(0,0,0,0.2);
}

.loan-options-premium .section-header p {
    font-size: 1.2rem;
    color: rgba(255,255,255,0.9);
    max-width: 600px;
    margin: 0 auto;
}

.loan-cards-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
    gap: 40px;
    max-width: 1200px;
    margin: 0 auto;
    position: relative;
    z-index: 2;
}

.premium-loan-card {
    background: rgba(255,255,255,0.95);
    border-radius: 25px;
    padding: 40px 30px;
    text-align: center;
    position: relative;
    backdrop-filter: blur(15px);
    border: 1px solid rgba(255,255,255,0.3);
    transition: all 0.4s ease;
    overflow: hidden;
}

.premium-loan-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100%;
    background: linear-gradient(90deg, transparent, rgba(255,255,255,0.3), transparent);
    transition: left 0.6s ease;
}

.premium-loan-card:hover::before {
    left: 100%;
}

.premium-loan-card:hover {
    transform: translateY(-15px) scale(1.02);
    box-shadow: 0 30px 60px rgba(0,0,0,0.2);
}

.premium-loan-card.popular {
    border: 3px solid #ff6b6b;
    transform: scale(1.05);
}

.popular-ribbon {
    position: absolute;
    top: 20px;
    right: -30px;
    background: linear-gradient(135deg, #ff6b6b, #ee5a24);
    color: white;
    padding: 8px 40px;
    font-size: 0.9rem;
    font-weight: 600;
    transform: rotate(45deg);
    box-shadow: 0 5px 15px rgba(238, 90, 36, 0.3);
}

.card-header {
    margin-bottom: 30px;
}

.card-icon {
    font-size: 3rem;
    margin-bottom: 15px;
    display: block;
    filter: drop-shadow(0 5px 10px rgba(0,0,0,0.1));
}

.card-header h3 {
    color: #2c3e50;
    font-size: 1.6rem;
    margin-bottom: 10px;
    font-weight: 600;
}

.card-badge {
    background: linear-gradient(135deg, #a8edea, #fed6e3);
    color: #2c3e50;
    padding: 5px 15px;
    border-radius: 20px;
    font-size: 0.85rem;
    font-weight: 500;
    display: inline-block;
}

.amount-display {
    margin: 30px 0;
    position: relative;
}

.currency {
    font-size: 2rem;
    color: #666;
    vertical-align: top;
    margin-right: 5px;
}

.amount {
    font-size: 4rem;
    color: #2c3e50;
    font-weight: 700;
    line-height: 1;
}

.term-info {
    display: flex;
    justify-content: space-between;
    margin-bottom: 30px;
    padding: 15px;
    background: rgba(108, 92, 231, 0.1);
    border-radius: 15px;
}

.term {
    color: #6c5ce7;
    font-weight: 600;
}

.rate {
    color: #00b894;
    font-weight: 600;
}

.features-list {
    margin-bottom: 30px;
}

.feature-item {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 10px;
    border-bottom: 1px solid rgba(0,0,0,0.1);
}

.feature-item:last-child {
    border-bottom: none;
}

.check {
    color: #00b894;
    font-weight: bold;
    font-size: 1.2rem;
}

.premium-btn {
    display: inline-flex;
    align-items: center;
    justify-content: space-between;
    width: 100%;
    background: linear-gradient(135deg, #6c5ce7, #a29bfe);
    color: white;
    padding: 18px 25px;
    border-radius: 15px;
    text-decoration: none;
    font-weight: 600;
    font-size: 1.1rem;
    transition: all 0.3s ease;
    box-shadow: 0 10px 25px rgba(108, 92, 231, 0.3);
}

.premium-btn:hover {
    transform: translateY(-3px);
    box-shadow: 0 15px 35px rgba(108, 92, 231, 0.4);
    color: white;
}

.premium-btn.featured {
    background: linear-gradient(135deg, #ff6b6b, #ee5a24);
    box-shadow: 0 10px 25px rgba(238, 90, 36, 0.3);
}

.premium-btn.featured:hover {
    box-shadow: 0 15px 35px rgba(238, 90, 36, 0.4);
}

.arrow {
    font-size: 1.2rem;
    transition: transform 0.3s ease;
}

.premium-btn:hover .arrow {
    transform: translateX(5px);
}

.loan-comparison {
    text-align: center;
    margin-top: 60px;
    position: relative;
    z-index: 2;
}

.comparison-note {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    background: rgba(255,255,255,0.9);
    padding: 15px 25px;
    border-radius: 25px;
    color: #2c3e50;
    font-weight: 500;
    backdrop-filter: blur(10px);
    border: 1px solid rgba(255,255,255,0.3);
}

.note-icon {
    font-size: 1.2rem;
}

/* Requirements Modern Section */
.requirements-modern {
    padding: 100px 0;
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    position: relative;
    overflow: hidden;
}

.requirements-modern::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: radial-gradient(circle at 30% 70%, rgba(255,255,255,0.1) 0%, transparent 50%),
                radial-gradient(circle at 70% 30%, rgba(255,255,255,0.1) 0%, transparent 50%);
    pointer-events: none;
}

.requirements-wrapper {
    position: relative;
    z-index: 2;
}

.req-header {
    text-align: center;
    margin-bottom: 60px;
}

.req-header h2 {
    font-size: 3rem;
    color: white;
    margin-bottom: 15px;
    font-weight: 700;
    text-shadow: 0 2px 10px rgba(0,0,0,0.2);
}

.req-header p {
    font-size: 1.2rem;
    color: rgba(255,255,255,0.9);
    max-width: 600px;
    margin: 0 auto;
}

.req-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 30px;
    max-width: 1000px;
    margin: 0 auto 60px;
}

.req-card {
    background: rgba(255,255,255,0.95);
    border-radius: 20px;
    padding: 30px 25px;
    text-align: center;
    backdrop-filter: blur(15px);
    border: 1px solid rgba(255,255,255,0.3);
    transition: all 0.4s ease;
    position: relative;
    overflow: hidden;
}

.req-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100%;
    background: linear-gradient(90deg, transparent, rgba(102, 126, 234, 0.1), transparent);
    transition: left 0.6s ease;
}

.req-card:hover::before {
    left: 100%;
}

.req-card:hover {
    transform: translateY(-10px) scale(1.02);
    box-shadow: 0 20px 40px rgba(0,0,0,0.15);
}

.req-icon-modern {
    font-size: 3rem;
    margin-bottom: 20px;
    display: block;
    filter: drop-shadow(0 5px 10px rgba(0,0,0,0.1));
}

.req-card h3 {
    color: #2c3e50;
    font-size: 1.4rem;
    margin-bottom: 10px;
    font-weight: 600;
}

.req-card p {
    color: #666;
    margin-bottom: 15px;
    line-height: 1.5;
}

.req-status {
    background: linear-gradient(135deg, #00b894, #00cec9);
    color: white;
    padding: 5px 12px;
    border-radius: 15px;
    font-size: 0.85rem;
    font-weight: 500;
    display: inline-block;
}

.qualification-banner {
    background: rgba(255,255,255,0.95);
    border-radius: 25px;
    padding: 40px;
    margin: 60px auto 0;
    max-width: 800px;
    backdrop-filter: blur(15px);
    border: 1px solid rgba(255,255,255,0.3);
}

.banner-content {
    display: flex;
    align-items: center;
    gap: 30px;
    text-align: left;
}

.banner-icon {
    font-size: 4rem;
    flex-shrink: 0;
}

.banner-text {
    flex: 1;
}

.banner-text h3 {
    color: #2c3e50;
    font-size: 1.8rem;
    margin-bottom: 10px;
    font-weight: 600;
}

.banner-text p {
    color: #666;
    font-size: 1.1rem;
    margin: 0;
}

.qualify-btn {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    background: linear-gradient(135deg, #ff6b6b, #ee5a24);
    color: white;
    padding: 15px 25px;
    border-radius: 15px;
    text-decoration: none;
    font-weight: 600;
    transition: all 0.3s ease;
    box-shadow: 0 10px 25px rgba(238, 90, 36, 0.3);
    flex-shrink: 0;
}

.qualify-btn:hover {
    transform: translateY(-3px);
    box-shadow: 0 15px 35px rgba(238, 90, 36, 0.4);
    color: white;
}

.btn-arrow {
    transition: transform 0.3s ease;
}

.qualify-btn:hover .btn-arrow {
    transform: translateX(5px);
}

.req-visual {
    max-width: 400px;
    margin: 60px auto 0;
}

.approval-simulator {
    background: rgba(255,255,255,0.95);
    border-radius: 25px;
    padding: 40px 30px;
    text-align: center;
    backdrop-filter: blur(15px);
    border: 1px solid rgba(255,255,255,0.3);
}

.simulator-header h3 {
    color: #2c3e50;
    font-size: 1.6rem;
    margin-bottom: 10px;
    font-weight: 600;
}

.simulator-header p {
    color: #666;
    margin-bottom: 30px;
}

.approval-meter {
    margin-bottom: 30px;
}

.meter-bar {
    width: 100%;
    height: 20px;
    background: rgba(0,0,0,0.1);
    border-radius: 10px;
    overflow: hidden;
    position: relative;
}

.meter-fill {
    height: 100%;
    background: linear-gradient(135deg, #00b894, #00cec9);
    border-radius: 10px;
    width: 0;
    animation: fillMeter 2s ease-in-out forwards;
    position: relative;
}

@keyframes fillMeter {
    to {
        width: 98%;
    }
}

.meter-fill::after {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: linear-gradient(90deg, transparent, rgba(255,255,255,0.3), transparent);
    animation: shimmer 2s infinite;
}

@keyframes shimmer {
    0% { transform: translateX(-100%); }
    100% { transform: translateX(100%); }
}

.meter-label {
    color: #00b894;
    font-weight: 600;
    margin-top: 10px;
    font-size: 1.1rem;
}

.approval-factors {
    margin-bottom: 30px;
}

.factor {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 8px 0;
    color: #2c3e50;
}

.factor-icon {
    color: #00b894;
    font-size: 1.2rem;
}

.approval-result {
    text-align: center;
}

.result-badge {
    background: linear-gradient(135deg, #00b894, #00cec9);
    color: white;
    padding: 10px 20px;
    border-radius: 20px;
    font-weight: 600;
    margin-bottom: 20px;
    display: inline-block;
}

.apply-now-btn {
    background: linear-gradient(135deg, #ff6b6b, #ee5a24);
    color: white;
    padding: 12px 25px;
    border-radius: 15px;
    text-decoration: none;
    font-weight: 600;
    transition: all 0.3s ease;
    display: inline-block;
}

.apply-now-btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 10px 25px rgba(238, 90, 36, 0.3);
    color: white;
}

/* Why Choose Us Premium Section */
.why-choose-premium {
    padding: 120px 0;
    background: linear-gradient(135deg, #2d3748 0%, #1a202c 100%);
    position: relative;
    overflow: hidden;
}

.why-choose-premium::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: radial-gradient(circle at 25% 25%, rgba(102, 126, 234, 0.1) 0%, transparent 50%),
                radial-gradient(circle at 75% 75%, rgba(245, 87, 108, 0.1) 0%, transparent 50%);
    pointer-events: none;
}

.why-choose-premium .section-header {
    text-align: center;
    margin-bottom: 80px;
    position: relative;
    z-index: 2;
}

.why-choose-premium .section-header h2 {
    font-size: 3.2rem;
    color: white;
    margin-bottom: 20px;
    font-weight: 700;
    text-shadow: 0 2px 10px rgba(0,0,0,0.3);
}

.why-choose-premium .section-header p {
    font-size: 1.3rem;
    color: rgba(255,255,255,0.8);
    max-width: 700px;
    margin: 0 auto;
}

.benefits-showcase {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 40px;
    max-width: 1300px;
    margin: 0 auto;
    position: relative;
    z-index: 2;
}

.benefit-card {
    background: rgba(255,255,255,0.05);
    border-radius: 25px;
    padding: 40px 30px;
    text-align: left;
    backdrop-filter: blur(20px);
    border: 1px solid rgba(255,255,255,0.1);
    transition: all 0.5s ease;
    position: relative;
    overflow: hidden;
}

.card-glow {
    position: absolute;
    top: -50%;
    left: -50%;
    width: 200%;
    height: 200%;
    background: radial-gradient(circle, rgba(102, 126, 234, 0.1) 0%, transparent 70%);
    opacity: 0;
    transition: opacity 0.5s ease;
    pointer-events: none;
}

.benefit-card:hover .card-glow {
    opacity: 1;
}

.benefit-card:hover {
    transform: translateY(-15px) scale(1.02);
    box-shadow: 0 30px 60px rgba(0,0,0,0.3);
    border-color: rgba(255,255,255,0.2);
}

.benefit-card.lightning:hover .card-glow {
    background: radial-gradient(circle, rgba(255, 235, 59, 0.1) 0%, transparent 70%);
}

.benefit-card.security:hover .card-glow {
    background: radial-gradient(circle, rgba(76, 175, 80, 0.1) 0%, transparent 70%);
}

.benefit-card.transparent:hover .card-glow {
    background: radial-gradient(circle, rgba(156, 39, 176, 0.1) 0%, transparent 70%);
}

.benefit-card.support:hover .card-glow {
    background: radial-gradient(circle, rgba(255, 87, 34, 0.1) 0%, transparent 70%);
}

.benefit-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 25px;
}

.benefit-icon-premium {
    font-size: 3.5rem;
    filter: drop-shadow(0 5px 15px rgba(0,0,0,0.3));
}

.benefit-header h3 {
    color: white;
    font-size: 1.8rem;
    margin: 0;
    font-weight: 600;
}

.benefit-badge {
    background: linear-gradient(135deg, #ff6b6b, #ee5a24);
    color: white;
    padding: 5px 12px;
    border-radius: 15px;
    font-size: 0.8rem;
    font-weight: 500;
    white-space: nowrap;
}

.benefit-card p {
    color: rgba(255,255,255,0.9);
    line-height: 1.7;
    font-size: 1.1rem;
    margin-bottom: 25px;
}

.benefit-stats {
    display: flex;
    gap: 20px;
    margin-bottom: 20px;
}

.stat {
    text-align: center;
    padding: 15px;
    background: rgba(255,255,255,0.1);
    border-radius: 15px;
    flex: 1;
}

.stat-number {
    display: block;
    font-size: 1.8rem;
    font-weight: 700;
    color: #4fc3f7;
    margin-bottom: 5px;
}

.stat-label {
    font-size: 0.9rem;
    color: rgba(255,255,255,0.8);
}

.security-badges {
    display: flex;
    gap: 10px;
    flex-wrap: wrap;
}

.security-badge {
    background: rgba(76, 175, 80, 0.2);
    color: #4caf50;
    padding: 5px 10px;
    border-radius: 12px;
    font-size: 0.85rem;
    font-weight: 500;
    border: 1px solid rgba(76, 175, 80, 0.3);
}

.transparency-features {
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.feature {
    display: flex;
    align-items: center;
    gap: 10px;
    color: rgba(255,255,255,0.9);
}

.feature-check {
    color: #4caf50;
    font-weight: bold;
    font-size: 1.1rem;
}

.support-channels {
    display: flex;
    gap: 15px;
    justify-content: center;
}

.channel {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 5px;
    padding: 10px;
    background: rgba(255,255,255,0.1);
    border-radius: 12px;
    flex: 1;
    text-align: center;
}

.channel-icon {
    font-size: 1.5rem;
}

.channel span:last-child {
    font-size: 0.9rem;
    color: rgba(255,255,255,0.8);
}

.trust-indicators {
    display: flex;
    justify-content: center;
    gap: 40px;
    margin-top: 80px;
    padding-top: 60px;
    border-top: 1px solid rgba(255,255,255,0.1);
    position: relative;
    z-index: 2;
}

.trust-item {
    display: flex;
    align-items: center;
    gap: 15px;
    color: white;
}

.trust-icon {
    font-size: 2rem;
    filter: drop-shadow(0 2px 5px rgba(0,0,0,0.3));
}

.trust-text {
    display: flex;
    flex-direction: column;
}

.trust-text strong {
    font-size: 1.1rem;
    margin-bottom: 3px;
}

.trust-text span {
    font-size: 0.9rem;
    color: rgba(255,255,255,0.7);
}

/* Responsive for new sections */
@media (max-width: 768px) {
    .steps-timeline {
        flex-direction: column;
        align-items: center;
    }
    
    .step-arrow {
        display: none;
    }
    
    .step-card {
        max-width: 100%;
        margin-bottom: 30px;
    }
    
    .loan-cards-grid {
        grid-template-columns: 1fr;
        gap: 30px;
    }
    
    .premium-loan-card.popular {
        transform: none;
    }
    
    .amount {
        font-size: 3rem;
    }
    
    .req-grid {
        grid-template-columns: 1fr;
    }
    
    .banner-content {
        flex-direction: column;
        text-align: center;
        gap: 20px;
    }
    
    .banner-text {
        text-align: center;
    }
    
    .benefits-showcase {
        grid-template-columns: 1fr;
        gap: 30px;
    }
    
    .trust-indicators {
        flex-direction: column;
        gap: 20px;
        text-align: center;
    }
    
    .benefit-stats {
        flex-direction: column;
        gap: 15px;
    }
    
    .support-channels {
        flex-direction: column;
        gap: 10px;
    }
}
/* Animation Base Styles */
.animate-on-scroll {
    opacity: 0;
    transform: translateY(50px);
    transition: all 0.8s cubic-bezier(0.25, 0.46, 0.45, 0.94);
}

.animate-on-scroll.animate-in {
    opacity: 1;
    transform: translateY(0);
}

/* Fade Animations */
.fade-in-left {
    transform: translateX(-50px);
}

.fade-in-left.animate-in {
    transform: translateX(0);
}

.fade-in-right {
    transform: translateX(50px);
}

.fade-in-right.animate-in {
    transform: translateX(0);
}

/* Slide Animations */
.slide-up {
    transform: translateY(80px);
}

.slide-up.animate-in {
    transform: translateY(0);
}

/* Bounce Animations */
.bounce-in {
    animation-delay: 0.5s;
}

.bounce-in.animate-in {
    animation: bounceIn 0.8s ease-out;
}

@keyframes bounceIn {
    0% { transform: scale(0.3); opacity: 0; }
    50% { transform: scale(1.05); }
    70% { transform: scale(0.9); }
    100% { transform: scale(1); opacity: 1; }
}

/* Flip Animations */
.flip-in {
    transform: rotateY(-90deg);
    transform-origin: center;
}

.flip-in.animate-in {
    transform: rotateY(0);
}

/* Zoom Animations */
.zoom-in {
    transform: scale(0.5);
}

.zoom-in.animate-in {
    transform: scale(1);
}

/* Stagger Animation */
.stagger-item {
    animation-delay: 0s;
}

.stagger-item:nth-child(1) { animation-delay: 0.1s; }
.stagger-item:nth-child(2) { animation-delay: 0.2s; }
.stagger-item:nth-child(3) { animation-delay: 0.3s; }
.stagger-item:nth-child(4) { animation-delay: 0.4s; }
.stagger-item:nth-child(5) { animation-delay: 0.5s; }

/* Icon Animations */
.float-icon {
    animation: float 3s ease-in-out infinite;
}

@keyframes float {
    0%, 100% { transform: translateY(0px); }
    50% { transform: translateY(-10px); }
}

.bounce-icon {
    animation: bounceIcon 2s ease-in-out infinite;
}

@keyframes bounceIcon {
    0%, 100% { transform: scale(1); }
    50% { transform: scale(1.1); }
}

.pulse-icon {
    animation: pulseIcon 2s ease-in-out infinite;
}

@keyframes pulseIcon {
    0%, 100% { transform: scale(1); opacity: 1; }
    50% { transform: scale(1.2); opacity: 0.8; }
}

.pulse-animation {
    animation: pulse 2s ease-in-out infinite;
}

@keyframes pulse {
    0%, 100% { transform: scale(1); }
    50% { transform: scale(1.05); }
}

/* Counter Animation */
.counter {
    transition: all 0.3s ease;
}

/* Progress Bar Animation */
.progress-bar {
    width: 0;
    transition: width 2s ease-in-out;
}

/* Hover Animations */
.hover-lift {
    transition: transform 0.3s ease;
}

.hover-lift:hover {
    transform: translateY(-10px);
}

/* Glow Effect */
.glow-effect {
    position: relative;
    overflow: hidden;
}

.glow-effect::before {
    content: '';
    position: absolute;
    top: -50%;
    left: -50%;
    width: 200%;
    height: 200%;
    background: radial-gradient(circle, rgba(255,255,255,0.1) 0%, transparent 70%);
    opacity: 0;
    transition: opacity 0.5s ease;
    pointer-events: none;
}

.glow-effect:hover::before {
    opacity: 1;
}

/* Shake Animation */
.shake-on-hover:hover {
    animation: shake 0.5s ease-in-out;
}

@keyframes shake {
    0%, 100% { transform: translateX(0); }
    25% { transform: translateX(-5px); }
    75% { transform: translateX(5px); }
}

/* Rotate Animation */
.rotate-on-hover:hover {
    animation: rotate 0.5s ease-in-out;
}

@keyframes rotate {
    0% { transform: rotate(0deg); }
    100% { transform: rotate(360deg); }
}

/* Typewriter Effect */
.typewriter {
    overflow: hidden;
    border-right: 2px solid #feca57;
    white-space: nowrap;
    animation: typing 3s steps(40, end), blink-caret 0.75s step-end infinite;
}

@keyframes typing {
    from { width: 0; }
    to { width: 100%; }
}

@keyframes blink-caret {
    from, to { border-color: transparent; }
    50% { border-color: #feca57; }
}

/* Gradient Animation */
.gradient-animation {
    background: linear-gradient(-45deg, #667eea, #764ba2, #f093fb, #f5576c);
    background-size: 400% 400%;
    animation: gradientShift 4s ease infinite;
}

@keyframes gradientShift {
    0% { background-position: 0% 50%; }
    50% { background-position: 100% 50%; }
    100% { background-position: 0% 50%; }
}

/* Loading Animation */
.loading-dots::after {
    content: '';
    animation: loadingDots 1.5s infinite;
}

@keyframes loadingDots {
    0%, 20% { content: '.'; }
    40% { content: '..'; }
    60%, 100% { content: '...'; }
}

/* Slide In Animations */
.slide-in-left {
    transform: translateX(-100px);
    opacity: 0;
}

.slide-in-left.animate-in {
    transform: translateX(0);
    opacity: 1;
}

.slide-in-right {
    transform: translateX(100px);
    opacity: 0;
}

.slide-in-right.animate-in {
    transform: translateX(0);
    opacity: 1;
}

/* Scale Animations */
.scale-in {
    transform: scale(0);
    opacity: 0;
}

.scale-in.animate-in {
    transform: scale(1);
    opacity: 1;
}

/* Blur to Focus */
.blur-in {
    filter: blur(10px);
    opacity: 0;
}

.blur-in.animate-in {
    filter: blur(0);
    opacity: 1;
}

/* Enhanced Section Animations */
.hero-section .hero-text {
    animation-delay: 0.2s;
}

.hero-section .hero-image {
    animation-delay: 0.4s;
}

.loan-cards-grid .premium-loan-card:nth-child(1) {
    animation-delay: 0.1s;
}

.loan-cards-grid .premium-loan-card:nth-child(2) {
    animation-delay: 0.3s;
}

.loan-cards-grid .premium-loan-card:nth-child(3) {
    animation-delay: 0.5s;
}

/* Responsive Animation Adjustments */
@media (max-width: 768px) {
    .animate-on-scroll {
        transform: translateY(30px);
    }
    
    .fade-in-left,
    .fade-in-right {
        transform: translateY(30px);
    }
    
    .slide-up {
        transform: translateY(50px);
    }
}

/* Reduced Motion Support */
@media (prefers-reduced-motion: reduce) {
    .animate-on-scroll,
    .float-icon,
    .bounce-icon,
    .pulse-icon,
    .pulse-animation {
        animation: none;
        transition: none;
    }
    
    .animate-on-scroll {
        opacity: 1;
        transform: none;
    }
}